My Husband and Best Friend Drowned Together: A Billion-Dollar Payday

My husband Richard and my best friend Camille shared a love for extreme winter swims. I'd warned them the ocean was dangerous, but they never listened.

Yesterday at the beach, I found them. They lay naked, floating on the surface.

Their bodies were still entangled, leaving no doubt about their final activity.

Panic seized me, sharp and cold. I fainted on the spot.

When I woke, their bodies were stiff.

And my panic reached a whole new level.

To placate me after a fight, Richard had taken out a life insurance policy worth hundreds of millions. I was the sole beneficiary.