Chapter 1

My sister Olivia owed three million dollars and then died in an accident.

At the funeral, my parents cried and said to me, "Even though Olivia is dead, the debt still needs to be repaid! Jenna, please help her pay it back! Otherwise, she won't be able to enter heaven!"

Just because of those words, I gave them all my savings.

Starting the next day, I worked three jobs every day to earn money and repay the debt.

Even after my second pregnancy ended in miscarriage, I kept working.

Later, because I was working overtime, I didn't pick up my daughter from school, and she was killed by kidnappers.

My husband River collapsed from a heart attack when he learned the news. Before he died, he refused to see me even once.

"After all these years, my daughter and I together still couldn't compare to Olivia! Jenna White, if there's a next life, I'd rather never have met you!"

The night my daughter was buried, I finished repaying all the debts and jumped from a high-rise building in guilt.

Before dying, I saw Olivia, radiant and glamorous, leaning into her creditor Marcus Wilson's arms.

"Useless. It took her ten years to repay three million. We had to wait all this time before we could finally be together as husband and wife."

Marcus comforted her, "Forget it, at least she earned us three million. Without this money, how could we live so well?"

"Now that her whole family's dead—such bad luck! Let's go, let's go. Tomorrow we'll take this money to the Maldives!"

I died with my eyes wide open.

When I opened my eyes again, I was back on the day of Olivia's burial...