Chapter 1

Three hundred thousand. I know that a college student has no way of repaying such a heavy debt, and his family can't fill this hole.

Later, my younger brother worked hard and obtained a master's and doctoral degree, and had a bright future.

But his goddess had already married a rich second-generation man.

He hated me for this, and when I finally passed the civil service exam, he spread rumors that caused me to lose my job, and he didn't even help me.

Maybe it was God's mercy that I returned to the day when I found out that he was planning to borrow online loan.

I was reborn back to the day when my younger brother borrowed online loans.

My younger brother William was holding my mother's hand and making a solemn promise.

"Mom, don't worry, just let me take a photo of the property certificate. I'm famous university student, I will definitely be able to pay it back in the future."

Mom remained silent.

Three hundred thousand is an astronomical figure for my family.

My parents' combined salary is only 6,000 dollar, and there is a mortgage payment of more than 2,000 dollar a month.

Dad looked at me hesitantly.

I remembered that my father in my previous life also pushed the decision-making power onto me.

I know the family situation at home.

The family savings have long been used up in order to support my younger brother's schooling and prevent him from being embarrassed in front of his classmates.

Even if he graduates in two years, how much salary can a fresh graduate get?

So in my previous life I was strongly opposed to it.

Break the truth down and explain it to him.

He was not convinced, but he couldn't argue with me, so he could only glare at me angrily.

My parents thought what I said made sense and decisively rejected William.

Through this incident, William deeply realized his own powerlessness.

In my junior year, I studied hard, participated in competitions, and obtained admission to the top 1 university in China.

Three years later, he continued his doctoral studies and participated in project research, winning several generous bonuses and having a bright future.

I worked hard for three years and finally passed all the tests and got the civil service position I wanted.

But I didn’t expect that during the background check, I would be backstabbed by my beloved younger brother.

He spread rumors that I had no self-respect and was materialistic.

It’s just because his goddess married the rich second-generation who helped her in the past.

William felt that if I had not stopped my parents, he would have been successful and married a beautiful woman.

I was so upset that I had a heart attack because I was just one step away from success at work.

William transferred all the money from my bank card and turned a blind eye when I cried for help.

I just left like that.

Lying on the cold floor, not breathing.

When mom and dad came back and saw all this, they actually showed concern for their beloved son first.

I was afraid that my death would scare him, so I asked him to go for a physical examination as well.

"Fortunately, it was Isabella who died."

Those were the last words I heard before I lost consciousness.

Thinking of this, I met my father's eager gaze and said, "I can't make the decision on such a big matter. You decide."

After hearing this, William gave me an approving look and said, "Dad, Mom, just promise me that if I can't marry her, I won't want anyone else. You won't have grandchildren in this life."

I almost laughed out loud.

William, you are still in school, you only have goddess in your heart and don’t study, how are you going to pay back the money in this life?